Business Checking

Payne County Bank has a variety of business checking options
to suit all your commercial banking needs.

Business Checking Services
Commercial CheckingCommercial NOW Interest Checking
Earns Interest NoYes, paid monthly*
Current Rates
Monthly Service Charge

$5 for less than 100 transactions per month;
$10 for 100+ transactions per month

$5 for less than 100 transactions per month;
$10 for 100+ transactions per month
Minimum Opening Deposit $100$750
Minimum Balance None $750
Minimum Balance Fee None $10 if daily balance falls under $750
Check Writing UnlimitedUnlimited
Activity Limits NoneNone
Account Statements MonthlyMonthly
Basic Checks PurchasePurchase
24 Hr. Bank by Phone YesYes
ATM or Debit card
Learn more about Booster Bucks Debit Cards
YesYes
ATM Transaction Fees No charge at any of the
9 PCB ATM locations
No charge at any of the 9
PCB ATM locations
Online Banking YesYes
Online Check Images & Statements YesYes
Online Bill Pay YesYes
Direct Deposit YesYes
FDIC Insured YesYes
Dormant Account Maintenance
(inactive for 2 yrs)
$5.00 per month if balance is less than $200 $5.00 per month if balance is less than $200
Additional Features/Limitations Additional cash management features via online banking, including ACH item origination for automation of your billing and payroll
(additional fees may apply)
Only available to sole proprietors and non-profits.
Due to Federal regulations,
it is not available to incorporated businesses.

* Rates are subject to change. New rate sheet published every Thursday. Other Services and Fees may apply.

Learn more about how using the Payne County Bank Booster Debit Card can earn money for you local schools&8230; Free Online Banking & Bill Pay… Order or re-order Deluxe® checks online… Other Services & Fee…

 

How To Open a New Checking Account

If you are interested in opening a new account with us please stop by and see any of our friendly customer service representatives at the Main Bank location, 202 S. Main, Perkins.

Initial Minimum Deposit Required: $100.00 minimum

Required Forms of ID:

  • a government issued photo ID
  • one additional form of ID, preferably your Social Security card
  • IRS correspondence showing your TIN and your organizing or coroprate documents

We look forward to meeting you!