Business Checking
Payne County Bank has a variety of business checking options
to suit all your commercial banking needs.
| Commercial Checking | Commercial NOW Interest Checking | |
|---|---|---|
| Earns Interest | No | Yes, paid monthly* Current Rates |
| Monthly Service Charge | $6 (waived with e-statement activation) | None ($10 for balance of less than $750) |
| Minimum Opening Deposit | $100 | $750 |
| Minimum Balance | None | None |
| Check Writing | Unlimited | Unlimited |
| Activity Limits | None | None |
| Account Statements | Monthly | Monthly |
| Basic Checks | Purchase | Purchase |
| 24 Hr. Bank by Phone | Yes | Yes |
| ATM or Debit card Learn more about Booster Bucks Debit Cards |
Yes | Yes |
| ATM Transaction Fees | No charge at any of the 9 PCB ATM locations | No charge at any of the 9 PCB ATM locations |
| Online Banking | Yes | Yes |
| Online Check Images & Statements | Yes | Yes |
| Online Bill Pay | Yes | Yes |
| Direct Deposit | Yes | Yes |
| FDIC Insured | Yes | Yes |
| Dormant Account Maintenance (inactive for 2 yrs) |
$5.00 per month | $5.00 per month |
| Additional Features/Limitations | Additional cash management features via online banking, including ACH item origination for automation of your billing and payroll (additional fees may apply) | Only available to sole proprietors and non-profits. Due to Federal regulations, it is not available to incorporated businesses. |
* Rates are subject to change. New rate sheet published every Thursday. Other Services and Fees may apply.
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How To Open a New Checking Account
If you are interested in opening a new account with us please stop by and see any of our friendly customer service representatives at the Main Bank location, 202 S. Main, Perkins.
Initial Minimum Deposit Required: $100.00 minimum
Required Forms of ID:
- a government issued photo ID
- one additional form of ID, preferably your Social Security card
- IRS correspondence showing your TIN and any paperwork that may have been filed with the Oklahoma Secretary of State.
We look forward to meeting you!
HELPFUL LINKS*
