Business Savings & CDs
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| Hi-Fi Money Market Account | Commercial Savings Account | CDs | |
|---|---|---|---|
| Minimum Opening Deposit | $1,000 | $50 | Various Levels ($100, $1,000, $5,000) |
| Minimum Daily Balance | $1,000 ($10.00 service charge if min. daily balance falls below $1,000) | $50 ($1.00 fee per month if balance falls below $50) | NA |
| Interest Rate* | Variable* Current Rates | Variable* Current Rates | Variety of interest* payment options, based on deposit amount Current Rates |
| Interest Paid | Tiered based on ending daily balance | Quarterly | Quarterly |
| Monthly Service Charge | None; ($10.00 service charge if min. daily balance falls below $1,000) | None; $1 with balance less than $50 | None |
| Withdrawals Per Month | Six free withdrawals by check per month (over six, $3.00 per check fee) | Six FREE checks or ATM; others $1 each | Early withdrawal penalties may apply as required by Federal Banking regulations |
| Transfers | Unlimited ATM or in-person transfers to other PCB accounts (telephone and online transfers are limited) | Three free Others $1 each | NA |
| Account Statements | Monthly | Quarterly | Quarterly |
| Online Banking | Yes | Yes | Yes |
| 24 Hr. Bank by Phone | Yes | Yes | Yes |
| Dormant Accounts | $2.00 fee per month (no activity for 2 years or more) if balance is less than $200 | $2.00 fee per month (no activity for 2 years or more) if balance is less than $200 | NA |
| FDIC Insured | Yes | Yes | Yes |
* Rates are subject to change. New rate sheet published every Thursday. Other Services and Fees may apply.
How To Open a New Savings Deposit Account
If you are interested in opening a new account with us please stop by and see any of our friendly customer service representatives at the Main Bank location, 202 S. Main, Perkins.
Initial Minimum Deposit Required: $50.00 minimum
Required Forms of ID:
- a government issued photo ID
- one additional form of ID, preferably your Social Security card
- IRS correspondence showing your TIN and any paperwork that may have been filed with the Oklahoma Secretary of State.
We look forward to meeting you!
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