Enjoy the Convenience of An ATM/Debit Card

The simple alternative to check writing!

A PCB Debit MasterCard can be used to make purchases from merchants or to get cash from an ATM at literally hundreds of thousands of locations worldwide. After your purchase or cash withdrawal, the transaction amount is debited from your account automatically, so there's never a bill to pay afterwards!

A Debit MasterCard is a quick and simple alternative to check writing, and with the wide availability of ATMs, you never have to carry a lot of cash that could be lost or stolen.

To Qualify

A Payne County Bank checking account in good standing is required in order to be approved for a Debit MasterCard.


Unlike many banks, we do NOT charge a fee for your use of your Debit MasterCard at merchant locations or any of the 9 PCB ATM locations. We will charge a fee for use of an ATM NOT owned by Payne County Bank.

How To Apply

If you would like to apply for a PCB Debit MasterCard, please complete this » ATM/Debit Card Form and either mail it or drop it off at our Main Bank location, 202 S. Main, Perkins. Questions? Call the bank at 547-2436.

Upgrade to a Booster Bucks Debit Card! Learn how you can help area schools earn $ with every transaction you make!

Learn more about how using the Payne County Bank Booster Debit Card can earn money for you local schools&8230;