Personal Lending

Fast and friendly processing and approval with installment plans to meet your needs. All loan decisions are made right here at home in Perkins, Oklahoma!

Personal Loans: vacation, education, and other personal needs...

Personal Loans

  • Vacation
  • Education
  • Other personal needs

 
Mortgage & Real Estate Loans: new and existing homes, mobile homes, acreages, mortgage refinancing, home improvement loans...

Mortgage & Real Estate Loans

Competitive rates and closing costs on all types of mortgages. We do not charge points to close our in-house mortgage loans, and these loans are never sold to other lenders! In addition to our in-house mortgage loans, we also offer secondary market loans with fixed or adjustable rates for loan terms up to 30 years.

  • New and existing homes
  • Mobile homes
  • Acreages
  • Mortgage refinancing
  • Home improvement

Learn more about»
The application process, current rates & closing costs…

Auto Loans: cars, trucks, SUVs, RVs, ATVs, motorcycles and more...

Auto Loans

  • Automobiles – cars, trucks, SUVs
  • Recreational vehicles – boats, RVs, motorcycles
  • Competitive Rates!

Ask us about GAP insurance to protect your automotive interest in the event of a total loss.

 
Learn more about Payne County Bank's Rt. 66 Extended Automobile Warranty…

Special Protection for Automobile Purchases
(Rt. 66 Extended Automobile Warranty)

  • Pays repair bills for covered mechanical failures
  • Zero deductible
  • Emergency roadside service
  • Almost any vehicle qualifies – ask us for a quote!
  • Less expensive than most dealer plans

Learn more» FAQs about Extended Warranty
Agricultural Loans: farm land, farm equipment, livestock, conventional and FSA guarenteed loans...

Agriculture Loans

  • Farm land
  • Farm equipment
  • Livestock
  • Conventional and FSA Guaranteed loans