Personal Savings, CDs, & IRAs
Personal savings accounts, CDs, and IRA accounts for every type of saver.
|Hi-Fi Money Market Account||Personal Savings Account||Round Up Savings|
|Minimum Opening Deposit||$1,000||$50|
$10 for minors < 18 yrs.
|Minimum Daily Balance||$1,000|
|Interest Paid||Tiered based on ending daily balance||Quarterly||Quarterly|
|Monthly Service Charge||$10 with balance
less than $1,000
$1 with balance
|In-Person and ATM Withdrawals per Month||Unlimited||Unlimited||Unlimited|
|Electronic Transfers and Payments to 3rd Party||Limited to 6 per month||Limited to 6 per month||Limited to 6 per month|
|Limited Transaction Fees||$3.00 for each limited transaction over 6||$1.00 for each limited transaction over 6||$1.00 for each limited transaction over 6|
|24 Hr. Bank by Phone||Yes||Yes||Yes|
|Dormant Accounts||$5.00 fee per month (no activity for 2 years or more) if balance is less than $200||$5.00 fee per month (no activity for 2 years or more) if balance is less than $200; none for minors < 18 yrs.||$5.00 fee per month (no activity for 2 years or more) if balance is less than $200|
How To Open a New Savings Deposit Account
If you are interested in opening a new account with us please stop by and see any of our friendly customer service representatives at the Main Bank location, 202 S. Main, Perkins.
Initial Minimum Deposit Required: $50.00 minimum
Required Forms of ID:
- a government issued photo ID
- one additional form of ID, preferably your Social Security card
Retirement can be a confusing yet exciting decision to make. We specialize in trying to find the perfect retirement options for what your future needs could be. Please call or come by today and speak with one of our friendly customer service representatives (405) 547-4848.