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Payne County Bank Policies |
| CD Rate Restrictions |
To receive the advertised rates, we require that you have an open account with Payne County Bank and a local address within fifty (50) miles of Perkins, OK.
* A penalty may be imposed for early withdrawal. |
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| Consumer Privacy Notice |
Protecting your privacy is important to Payne County Bank and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Payne County Bank employees for collection, use, retention and security of nonpublic personal information.
What Information We Collect
We may collect "nonpublic personal information" about you from the following sources:
- Information we receive from you on applications or other loan and account forms;
- Information about your transactions with us or others;
- Information we receive from third parties such as a consumer reporting agency.
"Nonpublic personal information" is nonpublic information about you that we may obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history and overdraft history.
What Information We Disclose
We are permitted under law to disclose nonpublic personal information about you to other third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas, and to credit bureaus. We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.
If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
Our Security Procedures
We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. Employees who violate these standards will be subject to disciplinary measures. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic information.
If you have any questions regarding this policy please contact Allen Southard (405) 547-2436. |
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