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Get Started Today!
To participate in the Round Up Savings program you must:
- Open or have an existing PCB Personal Savings Account
- Enroll online at » Round Up
or in person at Payne County Bank.
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PCB Personal Savings Account
- No minimum deposit required if you
open a new savings account and enroll
in the Round Up Savings program.
- Pays a variable Annual Percentage
Yield quarterly. Fees could reduce earnings.
- You may contribute additional savings
to your account at any time.
- Receive three free withdrawals per
month; $1.00 fee for any additional
withdrawals.
- Receive quarterly account statements.
- No monthly minimum balance fee if
enrolled in the Round Up Savings program.
- Dormant saving accounts charged $1.00
fee per month (no activity for 2 years
or more) if balance is less than $200.00.
- Each depositor insured to $100,000.00
or more by the FDIC—ask us how to maximize
your FDIC coverage!
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 PCB Round Up Savings Program
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| Watch Your Savings Grow – Every Day! |
It may only seem like pocket change, but over time it can add up to big savings. Now it’s easy to put your spare change to work for you. The Payne County Bank “Round Up” savings program helps you save automatically every time you make a debit card purchase, PLUS earn interest on your savings.
So set your sites on something special – an exotic vacation, your toddler’s college education, a new computer, or even a new car. It’s your choice! And it’s FREE!
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| How It Works: |
When you enroll in the free Round Up savings program, the amount of any Payne County Bank Debit Card purchase posted to your checking account (made by you or a joint account owner) is rounded up to the next whole dollar, and the difference is transferred into your savings account.
At the end of each business day, we Round Up the amount on each card transaction (in excess of the purchase prices) and transfer that amount from your checking account to your Personal Savings Account. Round Up amounts for purchases are always made on the same day the transaction is posted to your checking account.
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| Example |
Debit Card
Purchase | Round up Difference
Transferred to Savings | Amount Charged
to Checking Acccount
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| $5.75 | $0.25 | $6.00 |
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If on a business day you do not have sufficient available funds in your checking account, or if any transaction has overdrawn your checking account, we do not round up purchases posted on that business day and we cancel the transfer for that day.
If your Payne County Bank Debit Card purchase is subsequently cancelled or reversed, the corresponding Round Up Savings round up transfer remains in the savings account.
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| How To Enroll: |
Phone 547-2436
Lobby Customer Service Representatives
Teresa D., Janie, Sheila or Teresa R. |
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| Track Your Savings |
| It’s easy to keep track of your savings. Just round up the transaction amount in your checkbook each time you make a debit card purchase. Your monthly bank statement will contain an itemized list of transactions, plus provide a record of the Round Up savings transfers and the new balance of your Personal Savings Account. |
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| Terms |
| Payne County Bank reserves the right to cancel the Round Up savings program at any time. Cancellation of the program does not affect the balance of savings deposits prior to cancellation date. |
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