"Round Up" Debit Card Savings Program
Watch your savings grow – every time you spend!
It may only seem like "pocket change", but over time it can add up to big savings.
Automatically add your "pocket change" to your savings account every time you make a debit card purchase, PLUS earn interest on your savings.
It's simple: We round up every debit card purchase to the next whole dollar and transfer the difference to your personal savings account. Now you're saving AND earning interest, too!
Savings Made Easy!
|Round Up Difference|
Transferred to Savings
Charged to Checking Acccount
How It Works:
When you enroll in the FREE Round Up savings program, the amount of any Payne County Bank Debit Card purchase posted to your checking account (made by you or a joint account owner) is rounded up to the next whole dollar, and the difference is transferred into your savings account.
At the end of each business day, we Round Up the amount on each card transaction (in excess of the purchase prices) and transfer that amount from your checking account to your Personal Savings Account. Round Up amounts for purchases are always made on the same day the transaction is posted to your checking account.*
Track Your Savings
It's easy to keep track of your savings. Just round up the transaction amount in your checkbook each time you make a debit card purchase. Your monthly bank statement will contain an itemized list of transactions, plus provide a record of the Round Up savings transfers and the new balance of your Personal Savings Account.
Get Started Today!
- Open or have an existing PCB personal savings account.
- Enroll Now!
Payne County Bank reserves the right to cancel the Round Up savings program at any time. Cancellation of the program does not affect the balance of savings deposits prior to cancellation date.
*If on a business day you do not have sufficient available funds in your checking account, or if any transaction has overdrawn your checking account, we do not round up purchases posted on that business day and we cancel the transfer for that day. If your Payne County Bank Debit Card purchase is subsequently cancelled or reversed, the corresponding Round Up Savings round up transfer remains in the savings account.