Payne County Bank has a variety of business checking options to suit all your commercial banking needs.
|Commercial Checking||Commercial NOW Interest Checking|
|Earns Interest||No||Yes, paid monthly*
|Monthly Service Charge||
First 25 transactions free; $5 for transactions 26-99; $10 for 100+ transactions
|$5 for less than 100 transactions per month; $10 for 100+ transactions per month|
|Minimum Opening Deposit||$100||$750|
|Minimum Balance Fee||None||$10 if daily balance falls under $750|
|24 Hr. Bank by Phone||Yes||Yes|
|ATM or Debit card
Learn more about Booster Bucks Debit Cards
|ATM Transaction Fees||No charge at any of the
9 PCB ATM locations
|No charge at any of the 9
PCB ATM locations
|Online Check Images & Statements||Yes||Yes|
|Online Bill Pay||Yes||Yes|
|Dormant Account Maintenance
(inactive for 2 yrs)
|$5.00 per month if balance is less than $200||$5.00 per month if balance is less than $200|
|Additional Features/Limitations||Additional cash management features via online banking, including ACH item origination for automation of your billing and payroll (additional fees may apply)||Only available to sole proprietors and non-profits. Due to Federal regulations, it is not available to incorporated businesses.|
* Rates are subject to change. Other Services and Fees may apply.
How To Open a New Checking Account
If you are interested in opening a new account with us please stop by and see any of our friendly customer service representatives at the Main Bank location,
202 S. Main, Perkins.
Initial Minimum Deposit Required: $100.00 minimum
Required Forms of ID:
- a government issued photo ID
- one additional form of ID, preferably your Social Security card
- IRS correspondence showing your TIN and your organizing or corporate documents
We look forward to meeting you!