Business Lending

Payne County Bank's experienced team of lending officers can help you
maximize your business opportunities.

Current Payne County Bank Prime Rate is 5.50%


  • Purchase equipment
  • Expand facilities
  • Purchase fixed assets
  • Manage monthly cash flow
  • Consolidate debt
  • Increase working capital

Competitive rates and closing costs on all types of real estate loans. We do not charge points to close our loans, and we never sell our loans to other lenders!

  • Purchase new or existing office space,
    facilities or buildings
  • Build new office or facility
  • Refinance existing commercial real estate loans
  • Conventional loans and SBA Guaranteed loans
Small Business Adminstration (SBA) Loans: provides working capital, equipment or real estate loans…
  • Provide working capital, equipment
    or real estate loans
  • Balance cash fluctuations
  • Cover short-term expenses
  • Acquire inventory or equipment
  • Maintain trade credit ratings
  • Flexible payment options
  • Competitive interest rates
  • Farm land
  • Farm equipment
  • Livestock
  • Conventional and FSA Guaranteed loans

Apply Online Today!