Personal Savings, CDs, & IRAs

Personal savings accounts, CDs, and IRA accounts for every type of saver.


Hi-Fi Money Market Account Personal Savings Account
Minimum Opening Deposit $1,000 $50
$10 for minors < 18 yrs.
Minimum Daily Balance $1,000

$50
None for minors < 18 yrs.

Interest Rate* Variable*
Current Rates
Variable*
Current Rates
Interest Paid Monthly Quarterly
Monthly Service Charge $10 with balance
less than $1,000

$1 with balance
less than $50;
None for minors < 18 yrs.

In-Person and ATM Withdrawals per Month Unlimited Unlimited
Electronic Transfers and Payments to 3rd Party Limited to 6 per month Limited to 6 per month
Limited Transaction Fees $3.00 for each limited transaction over 6 $1.00 for each limited transaction over 6
Account Statements Monthly Quarterly
Online Banking FREE FREE
24 Hr. Bank by Phone Yes Yes
Dormant Accounts $5.00 fee per month (no activity for 2 years or more) if balance is less than $200 $5.00 fee per month (no activity for 2 years or more) if balance is less than $200; none for minors < 18 yrs.
FDIC Insured Yes Yes

* Rates are subject to change. Other Services and Fees may apply.

How To Open a New Checking Account

If you are interested in opening a new account with us please stop by and see any of our friendly customer service representatives at the Main Bank location, 202 S. Main, Perkins.

Initial Minimum Deposit Required: $100.00 minimum

Required Forms of ID:

  • a government issued photo ID
  • one additional form of ID, preferably your Social Security card

We look forward to meeting you!

Retirement can be a confusing yet exciting decision to make. We specialize in trying to find the perfect retirement options for what your future needs could be. Please call or come by today and speak with one of our friendly customer service representatives (405) 547-4850.

Term Basic CD Specialty CD Minimum Deposit Interest Paid Interest Rate Interest Rate
Increase Per
Term
30-89 days x   $1,000 Varies with term Fixed None
90-180 days x   $1,000 Varies with term Fixed None
6-months x   $1,000 Varies with term Fixed None
7-months   Advantage CD $5,000 Varies with term Fixed None
12-months x   $1,000 Varies with term Fixed None
12-months   Dream CD $100 At Maturity Variable None
14-months   Promotional CD $5,000 Varies with term Fixed None
18-months x   $1,000 Varies with term Fixed None
18-months   Elevator CD $1,000 Varies with term Fixed 1
24-months x   $1,000 Varies with term Fixed None
30-months x   $1,000 Varies with term Fixed None
30-months   Elevator CD $1,000 Varies with term Fixed 1
36-months x   $1,000 Varies with term Fixed None
42-months   Elevator CD $1,000 Varies with term Fixed 2
48-months x   $1,000 Varies with term Fixed None
60-months x   $1,000 Varies with term Fixed None